Thank you so much for joining Grain and for rating and reviewing us. I would give this app 10 stars if I could & HIGHLY RECOMMEND this application to anyone who needs anything from a line of credit to get out of a struggling situation or to someone who just needs to be given a chance to build/better their credit score regardless of their credit past or credit life span. I haven’t had any issues and can’t wait to not only establish a well documented relationship with grain, But also to get my credit score back to what I know it could be. The process of the funds to get to my account took only 4 days (during that time I was freaking out not knowing if it would actually work). I was very quickly approved for well over the amount I needed to pay my bills and was able to transfer the funds directly into my checking account. Grain checked my bank history and recognized my cash flow into my account and gave me a chance. I don’t have the best credit nor the length of credit history most company’s require to get a line of credit. All of them were horrible! THEN I FOUND GRAIN!! Not only did I not have to do a paycheck advance and deal with all the horrible fees all other apps/ cash lenders were offering, but Grain extended a helping hand and gave me a opportunity to fix/better my credit. I was in need of some cash to pay rent and was looking for an app that would do a paycheck advance. Honestly I was very skeptical at first, but after doing a ton of research grain stood out from all the rest. See Credit Agreement and Terms of Service for further details. *Credit offer dependent on cash flow in linked checking account. Security taken seriously - we protect your data with 256-bit bank-level encryption, and we are FDIC insured.Personalized credit tips - adjust your credit management habits and improve your credit score through actionable recommendations.See Credit Agreement and Terms of Service for more details. A one-time sign-up fee and monthly service fee apply. Fees - 15% APR and a 1% finance charge on credit advances.Credit reporting - we report your account activity to all three credit bureaus monthly.Pay deposit in installments - unlock more credit with every installment placed.Auto-pay drafts monthly minimum payments before your due date to avoid late and overdraft fees. Build credit - on-time payments help build your credit. Use credit in seconds - instantly transfer credit to your linked checking account and use it as cash, from your debit, or any way you’d like.Fast access to credit - Start using your credit after placing just $25 of the security deposit.Get an offer in minutes - link your primary checking account and see your credit offer in minutes.Grain is available in Maryland, Minnesota, New Hampshire, Ohio, and Utah. Grain helps build your credit and increase your credit line with only a $25 initial deposit.
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